SEBI Registration No: INA000010779

Ample Investment Advisor ("the Company"), registered with the Securities and Exchange Board of India (SEBI) under Registration No. INA000010779, is committed to safeguarding the privacy of its clients and complying with SEBI's regulations and guidelines regarding data protection. This Privacy Policy outlines how we collect, use, store, and disclose client information, ensuring that your personal and financial information is handled in a secure and responsible manner.

We recognize the importance of privacy and are dedicated to being transparent about how we handle your data. This Privacy Policy forms an integral part of our service agreement and applies to all the products and services provided by Ample Investment Advisor. By using our services, you agree to the terms and conditions set out in this policy.

1. Compliance with SEBI Regulations
As a SEBI-registered entity, Ample Investment Advisor complies with SEBI's regulations regarding client data protection, including SEBI (Investment Advisers) Regulations, 2013, and any other applicable laws in India. SEBI mandates strict standards of confidentiality and responsible data handling to ensure the privacy and protection of investor information. Ample Investment Advisor abides by these standards in the collection, use, disclosure, and storage of personal and financial information provided by clients.

2. Information We Collect
To provide our advisory services effectively, we collect various types of personal and financial information from clients. The data we collect is necessary to offer personalized financial advice and ensure compliance with SEBI's Know Your Client (KYC) norms and other regulations. The types of information we collect include:

Personal Identification Information: This includes your name, address, email address, phone number, date of birth, gender, and PAN card details.

Financial Information: We collect detailed information about your financial status, including income, assets, liabilities, investment portfolio, banking information, transaction details, and other relevant data that help us assess your financial objectives and risk tolerance.

KYC Information: As required by SEBI regulations, we collect Know Your Client (KYC) data to verify your identity and ensure compliance with anti-money laundering (AML) regulations. This may include government-issued ID proofs (e.g., Aadhaar, passport, voter ID), proof of address, and biometric information if necessary.

Transaction Data: We record and analyze transaction details related to the advice we provide, including investment trades, purchases, sales, and portfolio management data.

Interaction Data: We may collect data regarding your interactions with our website, mobile apps, emails, and phone calls. This includes IP addresses, browser types, device information, cookies, and usage patterns.

Third-Party Information: We may collect information from third-party service providers (e.g., stockbrokers, custodians, mutual fund houses) with your consent or as required by SEBI.

3. How We Use Your Information
Ample Investment Advisor uses the information collected from clients to provide personalized investment advice, meet regulatory requirements, and ensure the safety and security of client data. Our primary purposes for using your data include:

Providing Investment Advice: We use your financial information to assess your risk tolerance, investment objectives, and preferences to tailor investment recommendations that align with your goals.

Portfolio Management: Your data is used to monitor and manage your investment portfolio based on market conditions, asset allocation strategies, and your changing financial situation.

Client Communication: We use your contact information to send you important updates, financial reports, transaction alerts, and recommendations based on your portfolio. We also communicate with clients regarding any changes to our policies, terms, or services.

Compliance with SEBI and Legal Obligations: SEBI mandates strict KYC, AML, and anti-fraud compliance. We use your data to fulfill these legal and regulatory requirements, such as verifying your identity, monitoring transactions, and reporting suspicious activity to authorities.

Market Research and Analysis: We may use aggregated and anonymized client data for market research, trend analysis, and improving our services. Such data is used in a way that does not identify individual clients.

Risk Assessment: We analyze your financial and personal information to assess your risk profile and ensure that the investment strategies we recommend are appropriate and in line with your investment goals.

Internal Record Keeping: Your data helps us maintain accurate records of your financial transactions and investment history, which are essential for regulatory audits and providing accurate service reports.

Fraud Prevention and Security: We use your data to detect, prevent, and mitigate fraudulent activities or security breaches in compliance with SEBI’s investor protection standards.

4. Data Security and Protection
At Ample Investment Advisor, we take the security of your data seriously and employ industry-standard security measures to protect your personal and financial information from unauthorized access, disclosure, alteration, or destruction. Our security practices include:

Encryption: We use encryption protocols (such as SSL) to secure sensitive data, including financial transactions and personal information transmitted over the internet.

Firewalls and Intrusion Detection: Our systems are protected by firewalls and intrusion detection systems that monitor for unauthorized access attempts and safeguard against potential breaches.

Data Access Controls: We implement strict access control policies to ensure that only authorized personnel have access to your information. Employees and agents of Ample Investment Advisor are bound by confidentiality agreements and are only permitted to access client data on a need-to-know basis.

Regular Audits: We conduct regular internal audits of our data security policies to ensure compliance with SEBI regulations and industry standards for data protection.

Secure Storage: All physical and digital records are stored securely in a manner that protects them from unauthorized access, tampering, or theft. We use secure servers and cloud storage platforms with advanced security features to store client information.

Despite our best efforts to protect client data, no system can be entirely secure. Clients are encouraged to take additional precautions, such as securing their devices and regularly updating their passwords, to help protect their personal information.

5. Sharing and Disclosure of Information
Ample Investment Advisor respects your privacy and does not sell or share your personal or financial information with third parties for marketing purposes. However, in certain cases, we may share your data with trusted third parties for legitimate business purposes or as required by law. These situations include:

Regulatory Authorities: As a SEBI-registered entity, we are obligated to share your information with SEBI, stock exchanges, or other regulatory bodies to comply with legal obligations, regulatory audits, or investigations.

Service Providers: We may share your information with third-party service providers (e.g., stockbrokers, financial platforms, custodians) who assist us in providing investment services. These service providers are bound by confidentiality agreements and are only permitted to use your data for the purpose of delivering services to you.

Legal Compliance: If required by law, court order, or regulatory directive, we may disclose your information to law enforcement agencies or government authorities to comply with legal proceedings, enforce our terms, or protect our rights, property, and the safety of our clients.

Business Transfers: In the event of a merger, acquisition, or sale of the Company’s assets, client information may be transferred as part of the transaction. In such cases, we will notify you of any changes to the ownership or use of your information.

Aggregated and Anonymized Data: We may share anonymized and aggregated client data with third parties for research, marketing, or analysis purposes. Such data cannot be used to identify individual clients.

6. Client Rights and Choices
As a client of Ample Investment Advisor, you have certain rights regarding your personal and financial information, including:

Right to Access: You can request access to your personal information that we hold, including any data related to your investment portfolio, financial transactions, and KYC details.

Right to Rectify: If any of the information we hold about you is inaccurate or outdated, you have the right to request corrections. We will update your information promptly upon receiving a valid request.

Right to Withdraw Consent: You can withdraw your consent for us to collect, use, or disclose your information at any time. However, withdrawing consent may impact our ability to provide certain advisory services, and we may be required to retain certain data for regulatory compliance purposes.

Right to Opt-Out: You can opt-out of receiving non-essential communications such as marketing emails or newsletters by contacting our customer service team.

Right to Erasure: In certain cases, you may request that we delete your personal data from our records. However, we may be required to retain some information to comply with legal obligations or SEBI’s record-keeping requirements.

To exercise any of these rights, clients can contact our Data Protection Officer at the details provided below. We will respond to your requests in accordance with SEBI regulations and applicable data protection laws.

7. Retention of Data
Ample Investment Advisor retains client information for as long as necessary to fulfill the purposes outlined in this Privacy Policy and to comply with SEBI’s record-keeping requirements. We may retain your personal and financial information even after the termination of your advisory relationship to comply with regulatory obligations, resolve disputes, or enforce our agreements.

SEBI mandates that investment advisors retain records of all advisory transactions, client interactions, and financial statements for a minimum period as specified by the regulations.

8. Cookies and Tracking Technologies
Our website and mobile apps use cookies and similar tracking technologies to enhance the user experience, improve functionality, and gather insights into how clients interact with our services. Cookies help us personalize content, analyze traffic patterns, and offer targeted recommendations based on your preferences.